Rates are subject to change. An application must be recieved to secure a loan Rate. 

*Rates, discount points and terms are based on qualification and product availability, so your available rates and terms may vary. Rates are subject to change without notice.

Government loan rates are quoted after an application is received.

 

 

Loan Plans and Rates

Your rate is NOT locked.

Additional Terms and Products are available please call for details

Please contact the Real Estate Team if you wish to lock the rate today and a current rate will be provided. Call 760-371-7045 or Email realestateproduction@altaone.net.

Loan Term
Loan Type
Amortization Type
Residence Type

Adjustable Rate Purchase 3/1

Description: Amortized for 30 years. Fixed for 3 years then converts to 1 year Adjustable rate. (Rates will vary based on property type and occupancy)
Term In Months: 360 Loan Type: CNV Amortization Type: Adjustable Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
5.000% 0.000% Refer to Main Menu > Fees 45 ---

Adjustable Rate Purchase 5/1

Description: Amortized for 30 years. Fixed for 5 years then converts to 1 year Adjustable rate. (Rates will vary based on property type and occupancy)
Term In Months: 360 Loan Type: CNV Amortization Type: Adjustable Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
5.250% 0.000% Refer to Main Menu > Fees 45 ---

Adjustable Rate Purchase 7/1

Description: Amortized for 30 years. Fixed for 5 years then converts to 1 year Adjustable rate. (Rates will vary based on property type and occupancy)
Term In Months: 360 Loan Type: CNV Amortization Type: Adjustable Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
5.500% 0.000% Refer to Main Menu > Fees 45 ---

INVESTMENT PROPERTY Purchase

Description: 15 year fixed Purchase of a 1-4 unit Investment Property
Term In Months: 180 Loan Type: CNV Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
4.625% 1.500% Refer to Main Menu > Fees 45 ---

INVESTMENT PROPERTY Purchase

Description: 20 year fixed Purchase of a 1-4 unit property Investment Property
Term In Months: 240 Loan Type: CNV Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
4.875% 1.500% Refer to Main Menu > Fees 45 ---

INVESTMENT PROPERTY Purchase

Description: 30 year fixed Purchase of a 1-4 unit property Investment Property
Term In Months: 360 Loan Type: CNV Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
5.000% 1.500% Refer to Main Menu > Fees 45 ---

INVESTMENT PROPERTY Refinance

Description: 15 year fixed Refinance of a 1-4 unit Investment Property
Term In Months: 180 Loan Type: CNV Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
4.625% 1.500% Refer to Main Menu > Fees 45 ---

INVESTMENT PROPERTY Refinance

Description: 30 year fixed Refinance of a 1-4 unit property Investment Property
Term In Months: 360 Loan Type: CNV Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
5.000% 1.500% Refer to Main Menu > Fees 45 ---

INVESTMENT PROPERTY Refinance

Description: 20 year fixed Refinance of a 1-4 unit Investment Property
Term In Months: 240 Loan Type: CNV Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
4.875% 1.500% Refer to Main Menu > Fees 45 ---

JUMBO VACATION HOME Purchase

Description: 15 year Purchase of a Secondary Residence with a loan amount between 417,001-2,000,000
Term In Months: 180 Loan Type: CNV Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
4.125% 0.000% Refer to Main Menu > Fees 45 ---
4.000% 0.500% Refer to Main Menu > Fees 45 ---
3.875% 1.000% Refer to Main Menu > Fees 45 ---
3.625% 2.000% Refer to Main Menu > Fees 45 ---

Jumbo OWNER OCCUPIED Loan Purchase

Description: 30 year Purchase of a Primary Residence with a loan amount between 417,001-2,000,000
Term In Months: 360 Loan Type: CNV Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
4.500% 0.000% Refer to Main Menu > Fees 45 ---
4.375% 0.500% Refer to Main Menu > Fees 45 ---
4.250% 1.000% Refer to Main Menu > Fees 45 ---
4.000% 2.000% Refer to Main Menu > Fees 45 ---

Jumbo OWNER OCCUPIED Loan Purchase

Description: 15 year Purchase of a Primary Residence with a loan amount between 417,001-2,000,000
Term In Months: 180 Loan Type: CNV Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
4.125% 0.000% Refer to Main Menu > Fees 45 ---
4.000% 0.500% Refer to Main Menu > Fees 45 ---
3.875% 1.000% Refer to Main Menu > Fees 45 ---
3.625% 2.000% Refer to Main Menu > Fees 45 ---

Jumbo OWNER OCCUPIED Loan Purchase

Description: 20 year Purchase of a Primary Residence with a loan amount between 417,001-2,000,000
Term In Months: 240 Loan Type: CNV Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
4.375% 0.000% Refer to Main Menu > Fees 45 ---
4.250% 0.500% Refer to Main Menu > Fees 45 ---
4.125% 1.000% Refer to Main Menu > Fees 45 ---
3.875% 2.000% Refer to Main Menu > Fees 45 ---

Jumbo OWNER OCCUPIED Loan Refinance

Description: 15 year Refinance of a Primary Residence with a loan amount between 417,001-2,000,000
Term In Months: 180 Loan Type: CNV Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
4.375% 0.000% Refer to Main Menu > Fees 45 ---
4.250% 0.500% Refer to Main Menu > Fees 45 ---
4.125% 1.000% Refer to Main Menu > Fees 45 ---
3.875% 2.000% Refer to Main Menu > Fees 45 ---

Jumbo OWNER OCCUPIED Loan Refinance

Description: 20 year Refinance of a Primary Residence with a loan amount between 417,001-2,000,000
Term In Months: 240 Loan Type: CNV Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
4.625% 0.000% Refer to Main Menu > Fees 45 ---
4.500% 0.500% Refer to Main Menu > Fees 45 ---
4.375% 1.000% Refer to Main Menu > Fees 45 ---
4.125% 2.000% Refer to Main Menu > Fees 45 ---

Jumbo OWNER OCCUPIED Loan Refinance

Description: 30 year Refinance of a Primary Residence with a loan amount between 417,001-2,000,000
Term In Months: 360 Loan Type: CNV Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
4.750% 0.000% Refer to Main Menu > Fees 45 ---
4.625% 0.500% Refer to Main Menu > Fees 45 ---
4.500% 1.000% Refer to Main Menu > Fees 45 ---
4.250% 2.000% Refer to Main Menu > Fees 45 ---

MANUFACATURED VACATION HOME Purchase

Description: 15 yr 1st Trust Deed on vacation property a min of 90 miles from primary residence. Manufactured homes must meet the following Criteria (Affixed to a permanent foundation with recorded 433A, Manufacture date newer than 6-15-76 and a min. of a doublewide)
Term In Months: 180 Loan Type: CNV Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
4.375% 0.000% Refer to Main Menu > Fees 45 ---
4.250% 0.500% Refer to Main Menu > Fees 45 ---
4.125% 1.000% Refer to Main Menu > Fees 45 ---
3.875% 2.000% Refer to Main Menu > Fees 45 ---

MANUFACTURED PRIMARY HOME Purchase

Description: 15 yr 1st Trust Deed on a primary residence. Manufactured homes must meet the following Criteria (Affixed to a permanent foundation with recorded 433A, Manufacture date newer than 6-15-76 and a min. of a doublewide)
Term In Months: 180 Loan Type: CNV Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
4.375% 0.000% Refer to Main Menu > Fees 45 ---
4.250% 0.500% Refer to Main Menu > Fees 45 ---
4.125% 1.000% Refer to Main Menu > Fees 45 ---
3.875% 2.000% Refer to Main Menu > Fees 45 ---

MANUFACTURED PRIMARY HOME Purchase

Description: 20 yr 1st Trust Deed on a primary residence. Manufactured homes must meet the following Criteria (Affixed to a permanent foundation with recorded 433A, Manufacture date newer than 6-15-76 and a min. of a doublewide)
Term In Months: 240 Loan Type: CNV Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
4.625% 0.000% Refer to Main Menu > Fees 45 ---
4.500% 0.500% Refer to Main Menu > Fees 45 ---
4.375% 1.000% Refer to Main Menu > Fees 45 ---
4.125% 2.000% Refer to Main Menu > Fees 45 ---

MANUFACTURED PRIMARY HOME Purchase

Description: 30 yr 1st Trust Deed on a primary residence. Manufactured homes must meet the following Criteria (Affixed to a permanent foundation with recorded 433A, Manufacture date newer than 6-15-76 and a min. of a doublewide)
Term In Months: 360 Loan Type: CNV Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
4.750% 0.000% Refer to Main Menu > Fees 45 ---
4.625% 0.500% Refer to Main Menu > Fees 45 ---
4.500% 1.000% Refer to Main Menu > Fees 45 ---
4.250% 2.000% Refer to Main Menu > Fees 45 ---

MANUFACTURED PRIMARY HOME Refinance

Description: 15 yr 1st Trust Deed on a primary residence. Manufactured homes must meet the following Criteria (Affixed to a permanent foundation with recorded 433A, Manufacture date newer than 6-15-76 and a min. of a doublewide)
Term In Months: 180 Loan Type: CNV Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
4.625% 0.000% Refer to Main Menu > Fees 45 ---
4.500% 0.500% Refer to Main Menu > Fees 45 ---
4.375% 1.000% Refer to Main Menu > Fees 45 ---
4.125% 2.000% Refer to Main Menu > Fees 45 ---

MANUFACTURED PRIMARY HOME Refinance

Description: 10 yr 1st Trust Deed on a primary residence. Manufactured homes must meet the following Criteria (Affixed to a permanent foundation with recorded 433A, Manufacture date newer than 6-15-76 and a min. of a doublewide)
Term In Months: 120 Loan Type: CNV Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
3.625% 0.500% Refer to Main Menu > Fees 45 ---

MANUFACTURED PRIMARY HOME Refinance

Description: 30 yr 1st Trust Deed on a primary residence. Manufactured homes must meet the following Criteria (Affixed to a permanent foundation with recorded 433A, Manufacture date newer than 6-15-76 and a min. of a doublewide)
Term In Months: 360 Loan Type: CNV Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
5.000% 0.000% Refer to Main Menu > Fees 45 ---
4.875% 0.500% Refer to Main Menu > Fees 45 ---
4.750% 1.000% Refer to Main Menu > Fees 45 ---
4.500% 2.000% Refer to Main Menu > Fees 45 ---

MANUFACTURED VACATION HOME Purchase

Description: 10 yr 1st Trust Deed on vacation property a min of 90 miles from primary residence. Manufactured homes must meet the following Criteria (Affixed to a permanent foundation with recorded 433A, Manufacture date newer than 6-15-76 and a min. of a doublewide)
Term In Months: 120 Loan Type: CNV Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
3.375% 0.500% Refer to Main Menu > Fees 45 ---

MANUFACTURED VACATION HOME Purchase

Description: 20 yr 1st Trust Deed on vacation property a min of 90 miles from primary residence. Manufactured homes must meet the following Criteria (Affixed to a permanent foundation with recorded 433A, Manufacture date newer than 6-15-76 and a min. of a doublewide)
Term In Months: 240 Loan Type: CNV Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
4.625% 0.000% Refer to Main Menu > Fees 45 ---
4.500% 0.500% Refer to Main Menu > Fees 45 ---
4.375% 1.000% Refer to Main Menu > Fees 45 ---
4.125% 2.000% Refer to Main Menu > Fees 45 ---

MANUFACTURED VACATION HOME Refinance

Description: 15 Yr 1st Trust Deed on vacation property a min of 90 miles from primary residence. Manufactured homes must meet the following Criteria (Affixed to a permanent foundation with recorded 433A, Manufacture date newer than 6-15-76 and a min. of a doublewide)
Term In Months: 180 Loan Type: CNV Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
4.625% 0.000% Refer to Main Menu > Fees 45 ---
4.500% 0.500% Refer to Main Menu > Fees 45 ---
4.375% 1.000% Refer to Main Menu > Fees 45 ---
4.125% 2.000% Refer to Main Menu > Fees 45 ---

MANUFACTURED VACATION HOME Refinance

Description: 20 yr 1st Trust Deed on vacation property a min of 90 miles from primary residence. Manufactured homes must meet the following Criteria (Affixed to a permanent foundation with recorded 433A, Manufacture date newer than 6-15-76 and a min. of a doublewide)
Term In Months: 240 Loan Type: CNV Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
4.875% 0.000% Refer to Main Menu > Fees 45 ---
4.750% 0.500% Refer to Main Menu > Fees 45 ---
4.625% 1.000% Refer to Main Menu > Fees 45 ---
4.375% 2.000% Refer to Main Menu > Fees 45 ---

MANUFACTURED VACATION HOME Refinance

Description: 10 yr 1st Trust Deed on vacation property a min of 90 miles from primary residence. Manufactured homes must meet the following Criteria (Affixed to a permanent foundation with recorded 433A, Manufacture date newer than 6-15-76 and a min. of a doublewide)
Term In Months: 120 Loan Type: CNV Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
3.625% 0.500% Refer to Main Menu > Fees 45 ---

OWNER OCCUPIED HOME Purchase

Description: 30 year fixed Purchase of a 1-4 unit Primary Residence
Term In Months: 360 Loan Type: CNV Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
4.250% 0.000% Refer to Main Menu > Fees 45 ---
4.125% 0.500% Refer to Main Menu > Fees 45 ---
4.000% 1.000% Refer to Main Menu > Fees 45 ---
3.750% 2.000% Refer to Main Menu > Fees 45 ---

OWNER OCCUPIED HOME Purchase

Description: 10 year fixed Purchase of a 1-4 unit Primary Residence
Term In Months: 120 Loan Type: CNV Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
2.875% 0.500% Refer to Main Menu > Fees 45 ---

OWNER OCCUPIED HOME Purchase

Description: 15 year fixed Purchase of a 1-4 unit Primary Residence
Term In Months: 180 Loan Type: CNV Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
3.875% 0.000% Refer to Main Menu > Fees 45 ---
3.750% 0.500% Refer to Main Menu > Fees 45 ---
3.625% 1.000% Refer to Main Menu > Fees 45 ---
3.375% 2.000% Refer to Main Menu > Fees 45 ---

OWNER OCCUPIED HOME Refinance

Description: 20 year fixed Refinance of a 1-4 unit Primary Residence
Term In Months: 240 Loan Type: CNV Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
4.375% 0.000% Refer to Main Menu > Fees 45 ---
4.250% 0.500% Refer to Main Menu > Fees 45 ---
4.125% 1.000% Refer to Main Menu > Fees 45 ---
3.875% 2.000% Refer to Main Menu > Fees 45 ---

OWNER OCCUPIED HOME Refinance

Description: 30 year fixed Refinance of a 1-4 unit Primary Residence
Term In Months: 360 Loan Type: CNV Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
4.500% 0.000% Refer to Main Menu > Fees 45 ---
4.375% 0.500% Refer to Main Menu > Fees 45 ---
4.250% 1.000% Refer to Main Menu > Fees 45 ---
4.000% 2.000% Refer to Main Menu > Fees 45 ---

OWNER OCCUPIED HOME Refinance

Description: 15 year fixed Refinance of a 1-4 unit Primary Residence
Term In Months: 180 Loan Type: CNV Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
4.125% 0.000% Refer to Main Menu > Fees 45 ---
4.000% 0.500% Refer to Main Menu > Fees 45 ---
3.875% 1.000% Refer to Main Menu > Fees 45 ---
3.625% 2.000% Refer to Main Menu > Fees 45 ---

VACATION HOME Purchase

Description: 15 year fixed Purchase of a 1-4 unit property vacation property a min. of 90 miles from primary residence.
Term In Months: 180 Loan Type: CNV Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
3.875% 0.000% Refer to Main Menu > Fees 45 ---
3.750% 0.500% Refer to Main Menu > Fees 45 ---
3.625% 1.000% Refer to Main Menu > Fees 45 ---
3.375% 2.000% Refer to Main Menu > Fees 45 ---

VACATION HOME Refinance

Description: 20 year fixed Refinance of a 1-4 unit property vacation property a min. of 90 miles from primary residence.
Term In Months: 240 Loan Type: CNV Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
4.375% 0.000% Refer to Main Menu > Fees 45 ---
4.250% 0.500% Refer to Main Menu > Fees 45 ---
4.125% 1.000% Refer to Main Menu > Fees 45 ---
3.875% 2.000% Refer to Main Menu > Fees 45 ---

VACATION HOME Refinance

Description: 15 year fixed Refinance of a 1-4 unit property vacation property a min. of 90 miles from primary residence.
Term In Months: 180 Loan Type: CNV Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
4.125% 0.000% Refer to Main Menu > Fees 45 ---
4.000% 0.500% Refer to Main Menu > Fees 45 ---
3.875% 1.000% Refer to Main Menu > Fees 45 ---
3.625% 2.000% Refer to Main Menu > Fees 45 ---

Please contact the Real Estate Department for additional information and current rates available  (760) 371-7045 or realestateproduction@altaone.net.

Would you like to apply using this rate plan? If so, please hit 'Apply Now' below, or hit 'Cancel' to return to the page.